A Simple, Straightforward Fee Structure.
At Optimus Capital Advisors, we believe you deserve simplicity and transparency when it comes to the fees you pay. We also believe an investment adviser’s interests should align with your own. That’s why we offer a simple advisory fee based on the size of the portfolio we manage for you.
Our Fees
Simple and Straightforward: Our fees are based only on the value of the assets we manage for you.
Aligned with Your Best Interests: Optimus Capital Advisors is a fee-only investment adviser; this helps align our interests with yours. In other words, we do better when you do better.
Transparent: We never charge hidden or layered fees. What you see is what you get.
Competitive: We believe our fee is often lower than many other financial professionals’ fees, particularly when you consider the commissions, layered fees, kickbacks and other “add-on” fees that are rife in our industry.
Our Fee Structure, Explained
A Competitive Fee, and No Commissions!
At Optimus Capital Advisors, we understand the issues fees raise. Hence, we offer a simple and competitive advisory fee based on your portfolio's value. We’ve designed it to be easy to understand and we believe it puts your interests first.
Know The Total Cost of Investment
When calculating the cost to invest, one needs to be mindful of the different participants and their roles. The investment advisor, custodian, investment management companies, separately managed account (SMA’s) manager, and third-party administrators (TPA’s) necessary for some qualified retirement accounts, to name a few. Each has their own role and pricing for services which can vastly affect your cost to invest. It is best to know this information ahead of time to be able to make an educated decision about who you are going to invest with.
Questions To Ask Your Financial Professional
Your financial professional’s compensation can create hidden conflicts of interest. For example, some money managers earn commissions on products they sell, such as funds or annuities, in addition the management fees they collect. Others base certain fees on performance, which can encourage chasing short-term returns and hinder risk management.
When considering professional money management, here are some questions you can ask to learn more about the fees you might pay:
How do you structure your fees?
Does the recommended custodian charge a fee to have accounts at their firm? If so, what is the cost?
What other compensation do you receive besides what I pay you directly? Do you collect commissions or other incentives?
Are you recommending a transaction based account or a “wrap” account? What are the costs associated with the type of account recommended?
Will you use an outside money manager or separately managed account (SMA) in my portfolio? What fees will I pay for these?
What is the cost of the investments in the recommended strategy?
If you have questions about Optimus Capital Advisors’ fees, or the fees you’re paying with your current portfolio, contact us to request an evaluation. We can review your portfolio, discuss the fees you may be paying, and let you know how we compare.