As a trusted advisor to individuals and families, everything we do is designed to help you achieve financial peace of mind throughout your lifetime …
The planning process starts with discovering what brought you to seek help in the first place and working toward solutions that can make an impact in your life.
We listen closely so we can better understand your lifestyle, family dynamics, objectives and time horizon. From this information we work to build a plan for informed decision making.
Once a plan has been created, it can be implemented, monitored and adjusted over time to continue to be relevant.
Our investment process follows a systematic, evidence-based approach to asset allocation that is designed to provide each client with an individualized asset management plan based on their attitude toward investing, unique risk profile, and time horizon.
We utilize investments designed using decades of market data, Nobel Prize-Winning academic research. This is coupled with our own experience in the capital markets to craft portfolio strategies for individual investors, families and non-profit organizations.
PROTECTINg your Lifestyle
Protecting your family, wealth, and income in retirement is an essential element of experiencing financial security. We work with our clients to identify the areas where protection can give them peace of mind. We focus on income replacement, tax efficient wealth accumulation and retirement income.
We consult with business owners to develop solutions for their key people and to facilitate buy/sell agreements in the event of an unforeseen event. This is an important service we provide.
Retirement Plans for Small Business Owners
Successful small business owners, especially solo owners or partnerships, enjoy the opportunity to maximize Qualified Retirements Accounts. Designing and implementing a plan that includes both a Defined Contribution Plan and a Defined Benefit Plan can maximize retirement savings and offer considerable current tax advantages.
A Defined Contribution Plan such as a SEP IRA or I401(k) is a great start for a solo business owner or partnership to save for retirement.
If you’re interested in maximizing retirement savings, adding a Defined Benefit Plan can offer savings well beyond that of a Defined Contribution Plan. This plan is designed to provide you with much higher contribution limits based on the amount of income you desire in the future.
We are committed to making your philanthropic endeavors more effective, efficient, and personally fulfilling.
Philanthropy takes many forms and whether you are interested in efficiently giving money to charitable organizations, being socially responsible, or making an impact, we can work with you to design and implement your plan.
We know your philanthropic aspirations are important to you and our team is knowledgeable in many aspects of the donor experience.
Trusts provide many benefits and we work closely with our clients and their legal and tax consultants when a trust is being considered.
A trust can potentially accomplish a wide variety of objectives:
Provide continuity in management of trust assets in the event of your incapacity or death.
Help your beneficiaries avoid the expense, delay, and publicity of probate.
Allow you to create rules for how your assets will be preserved or distributed and to name a trustee to carry out your wishes.
Minimize transfer or estate taxes.
Allow for the implementation of charitable giving strategies.